CruseKnow what you can spend today.
One number, worked out from your bills, budget, and goals. Tap it to see the math.
Good evening, Maya
AddGoalsInsightsCommitmentsDebts
Safe to spend12 days left
$532· $44/day
$653 spent of $1,185
$73 ahead of pace
Financial HealthYour finances are in great shape
75/100This month41 transactions so far
$653Emergency fundCovers 6 mo of average expenses
6 moAccounts3
CASH
Everyday Checking
****1024
$3,200
CREDIT
Rewards Visa
****4455
$1,240
SAVINGS
High-yield
****8810
$9,400
Recent activityView All
Trader Joe'sGroceries · Oct 19
−$64.18ShellTransportation · Oct 18
−$52.14SpotifySubscriptions · Oct 17
−$11.99Welcome back, Maya.
I've read this period's transactions. Here's what stood out.
SAFE TO SPEND · OCTOBER
$532
≈ $44/day until Oct 31
Under budget12d left
Spending vs even pace
YouEven pace
Income+$4,200
Bills−$2,286
Budget−$1,185
Goals−$197
Safe to spend$532
Try it. Tap around.
Free to start. The others charge you to do the budgeting yourself.
Cruse
$0to start
Safe-to-spend, budget, goals, and debt payoff on the free plan.
YNAB
$14.99/mo
You assign every dollar by hand.
Copilot
$10.99/mo
No free plan.
Pay when you want more.
Free covers the basics for as long as you want. Upgrade for more connections, more AI, and household money.
Free
$0forever
No trial, no card, no time limit
- Safe-to-Spend with daily allowance
- 2 bank connections
- Up to 3 financial goals
- Debt payoff plans (avalanche & snowball)
- Subscription detection + cancellation
- 15 AI messages / month
Pro
$7.99/mo
Or $79 a year
Everything in Free, plus
- 6 bank connections
- AI budget generation
- Unlimited goals
- 90-day cash flow
- 50 AI messages / month
- Bill negotiation scripts
Premium
$15.99/mo
Or $160 a year
Everything in Pro, plus
- Unlimited bank connections
- Unlimited AI
- Household finance (Mine / Yours / Ours)
- Split transactions & settlements
- Investment portfolio overview
- Priority support
“I built Cruse because I think everyone deserves to know where they stand with their money. Whether you're starting over or doing great, the tools that bring clarity should be free. The tools that help you do even more, that's worth paying for.”
Caleb, founder
Get early access.
We're letting people in from the waitlist in order. It takes one email.